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	<title>Comments on: term vs variable insurance</title>
	<link>http://www.wormus.com/aaron/stories/2007/08/20/term-vs-variable-insurance.html</link>
	<description>according to my observations, there is now sufficient reasons for greater optimism</description>
	<pubDate>Fri, 08 Aug 2008 01:22:43 +0000</pubDate>
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		<title>By: Loxy</title>
		<link>http://www.wormus.com/aaron/stories/2007/08/20/term-vs-variable-insurance.html#comment-384468</link>
		<author>Loxy</author>
		<pubDate>Tue, 04 Sep 2007 02:57:24 +0000</pubDate>
		<guid>http://www.wormus.com/aaron/stories/2007/08/20/term-vs-variable-insurance.html#comment-384468</guid>
		<description>We choose return of premium term life insurance.   I figure the little extra I pay a month for the return of premium will pay off in the end (assuming we don't die first).  The idea of having term is that by the time the policy expires hopefully our net worth will be enough so that we won't require a new policy.  If not well then I can use our "return of premium" towards the next policy.</description>
		<content:encoded><![CDATA[<p>We choose return of premium term life insurance.   I figure the little extra I pay a month for the return of premium will pay off in the end (assuming we don&#8217;t die first).  The idea of having term is that by the time the policy expires hopefully our net worth will be enough so that we won&#8217;t require a new policy.  If not well then I can use our &#8220;return of premium&#8221; towards the next policy.</p>
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