term vs variable insurance
Posted by mobile phone:
I am looking into several different ife insuranmce packages. I’ve done quite a bit of research both online and offline, but before I make my final choices I wanted to draw on the infinite wisdom of you, dear reader.
My goals are both life insurance as well as preservation of capital.
Any personal experiences of what I should or shouldn’t do?
September 4th, 2007 at 4:57 am
We choose return of premium term life insurance. I figure the little extra I pay a month for the return of premium will pay off in the end (assuming we don’t die first). The idea of having term is that by the time the policy expires hopefully our net worth will be enough so that we won’t require a new policy. If not well then I can use our “return of premium” towards the next policy.
August 18th, 2008 at 10:02 pm
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